CHAPTER FIVE TL;DR
EDUCATION AND HOUSING
37. FAFSA
Submit the FAFSA as soon as it opens. Aid is often limited and awarded early.
38. Student Loans
When interest starts matters as much as how much you borrow.
39. Grants, Scholarships, and Loans
Not all aid is equal. Free money should always come first.
40. Trade Schools and Apprenticeships
Education choices should be evaluated by long-term value, not just tradition.
41. Renting an Apartment
Renting requires preparation. Income, credit, and documentation matter as much as budget.
42. Renter’s Insurance
Renter’s insurance is low-cost protection against high-cost risks.